Welcome to Cody (operated by 424Digital Solutions LLC)! These Terms of Service (“Terms”) govern your use of our website and the purchase of products from us. By accessing our website at codyworldwide.org or making a purchase, you agree to be bound by these Terms.

Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you may not use our website or purchase our products.

1. General Terms

1.1 Agreement to Terms

By accessing and using this website, you accept and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and customers of our website.

1.2 Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. Material changes will be notified by updating the “Last Updated” date at the top of this page. Your continued use of the website after changes are posted constitutes acceptance of the modified Terms.

1.3 Eligibility

You must be at least 18 years old to make purchases from our website. By using our services, you represent that you are at least 18 years of age and have the legal capacity to enter into this agreement.

1.4 Business Information

  • Legal Entity: 424Digital Solutions LLC
  • Doing Business As: Cody
  • Registered in: Montana, United States
  • Address: 1001 South Main Street Ste 500, Kalispell, MT 59901, United States
  • Email: contact@codyworldwide.org
  • Phone: +1 (541) 665-8293
  • Business Hours: Monday – Friday, 9:00 AM – 5:00 PM EST (GMT-5)

2. Use of Our Website

2.1 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial educational purposes in accordance with these Terms.

2.2 Prohibited Uses

You agree not to use our website:

  • For any unlawful purpose or in violation of any applicable laws
  • To transmit any harmful code, viruses, or malicious software
  • To interfere with or disrupt the website or servers
  • To attempt unauthorized access to any part of the website
  • To impersonate any person or entity
  • To collect or harvest information about other users
  • To engage in any automated use of the system (bots, scrapers, etc.)
  • To upload or transmit any inappropriate, offensive, or illegal content
  • To infringe upon intellectual property rights
  • To share, distribute, or resell purchased materials to others
  • For any commercial purpose without our written consent

2.3 User Accounts

When you create an account with us:

  • You are responsible for maintaining the confidentiality of your account credentials
  • You are responsible for all activities that occur under your account
  • You must provide accurate and complete information
  • You must promptly update any changes to your information
  • You must notify us immediately of any unauthorized use of your account
  • We reserve the right to suspend or terminate accounts that violate these Terms

3. Products and Pricing

3.1 Product Information

We strive to provide accurate descriptions of our educational study materials. However:

  • Product descriptions and specifications are provided for general information
  • We do not warrant that product descriptions are 100% accurate, complete, or error-free
  • We make reasonable efforts to ensure quality and accuracy
  • Study materials are designed as educational aids, not guarantees of exam success

3.2 Pricing

  • Prices are displayed in U.S. Dollars (USD) or Canadian Dollars (CAD) depending on your location
  • Prices are subject to change without notice
  • We reserve the right to correct pricing errors on our website
  • If a pricing error is discovered after you place an order, we will notify you and give you the option to proceed at the correct price or cancel your order
  • Promotional prices and discounts are valid only for the specified period

3.3 Availability

  • Digital products are generally available immediately
  • We reserve the right to limit quantities available for purchase
  • We may discontinue products at any time

3.4 Digital Products

All products sold on our website are digital study materials:

  • Delivered electronically via email and account access
  • No physical products are shipped
  • Materials are for personal educational use only
  • Sharing or distributing materials is strictly prohibited

4. Orders and Payment

4.1 Order Processing

Orders are typically processed instantly. You will receive an email confirmation when your order is placed and access instructions within minutes.

4.2 Placing Orders

When you place an order:

  • You are making an offer to purchase products
  • We reserve the right to accept or decline your order
  • Order confirmation does not guarantee acceptance
  • We may contact you if there are issues with your order

4.3 Order Acceptance

An order is accepted when we send a delivery confirmation email. We reserve the right to refuse or cancel any order for reasons including:

  • Product unavailability
  • Pricing or product description errors
  • Suspected fraudulent activity
  • Violation of these Terms
  • Credit or payment issues

4.4 Cancellation Policy

Before Access: Orders can be cancelled at any time before materials are accessed. To cancel an order, please contact us immediately at contact@codyworldwide.org with your order number.

After Access: Once you have accessed or downloaded the materials, orders cannot be cancelled. However, you may request a refund within 14 days according to our Refund Policy.

4.5 Payment Methods Accepted

We accept a wide variety of payment methods through our secure, PCI-DSS compliant payment processor (Airwallex):

Credit and Debit Cards (Global):

  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • Diners Club
  • UnionPay

Digital Wallets (Global):

  • Apple Pay – Available on compatible Apple devices
  • Google Pay – Available on compatible Android devices
  • Airwallex Pay – Fast and secure digital wallet

Buy Now, Pay Later (BNPL):

  • Klarna – Available globally for flexible payment plans
  • Afterpay / Clearpay – Available in Australia, New Zealand, United States, Canada, and United Kingdom

United States Only:

  • Cash App Pay – Fast mobile payment option for US customers

4.6 Payment Processing

  • All payments are processed securely through Airwallex, our PCI-DSS compliant payment partner
  • Payment must be received before materials are delivered
  • All payment information is encrypted and processed securely
  • You represent that you are authorized to use the payment method provided
  • For Buy Now, Pay Later options (Klarna, Afterpay), you must meet the provider’s eligibility requirements

4.7 Payment Security

  • Payment information is handled through Airwallex’s secure, PCI-compliant payment gateway
  • We do not store complete credit card information on our servers
  • For your security, we may verify payment information or request additional verification
  • Airwallex uses industry-standard SSL encryption to protect your payment data

4.8 Buy Now, Pay Later Terms

If you choose to use Klarna, Afterpay, or other BNPL services:

  • You must meet the payment provider’s eligibility criteria
  • Separate terms and conditions apply from the BNPL provider
  • Late payment fees may apply according to the provider’s terms
  • Your credit may be affected by missed payments
  • We are not responsible for any issues between you and the BNPL provider

5. Digital Delivery

5.1 Delivery Policy

  • Instant Access: Materials delivered digitally within minutes of purchase
  • Delivery Method: Email with download links and account access
  • Processing Time: Instant to 1 business day for manual verification

5.2 Access Information

Once your order is processed, you will receive:

  • Order confirmation email
  • Access instructions email with download links
  • Account dashboard access to materials

5.3 Delivery Issues

If you do not receive access within 30 minutes, please contact us immediately at contact@codyworldwide.org.

6. Refunds and Returns

Our Refund and Returns Policy is incorporated into these Terms by reference. Please review our complete Refund Policy for detailed information.

Key points:

  • 14-day money-back guarantee for technical issues or errors
  • No refunds after materials have been accessed (except for technical issues)
  • Refunds processed within 5-7 business days of approval

For full details, please refer to our Refund Policy page.

7. Intellectual Property Rights

7.1 Our Content

All content on this website and in our products, including but not limited to:

  • Study materials and educational content
  • Text, graphics, logos, images
  • Product descriptions and documentation
  • Website design and layout
  • Software and code
  • Trademarks and brand elements

…is the property of 424Digital Solutions LLC or our licensors and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited Use License

When you purchase our products, you receive a limited, non-exclusive, non-transferable license to:

  • Access and download the materials for personal educational use
  • Use the materials for your own study purposes
  • Print copies for your personal use

7.3 Prohibited Uses of Materials

You may NOT:

  • Share, distribute, or resell materials to others
  • Post materials on file-sharing sites or social media
  • Use materials for commercial purposes
  • Modify, adapt, or create derivative works
  • Remove copyright notices or proprietary markings
  • Use automated systems to copy or scrape content

7.4 Copyright Violations

We take copyright violations seriously. Violations may result in:

  • Immediate account termination
  • Legal action for damages
  • Reporting to appropriate authorities

8. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy, which is incorporated into these Terms by reference.

We comply with applicable data protection laws, including the California Consumer Privacy Act (CCPA).

9. Disclaimers and Limitations of Liability

9.1 Educational Materials Disclaimer

IMPORTANT: Our study materials are designed as educational aids to support your learning. We make no guarantees regarding:

  • Exam results or test scores
  • Academic performance or grades
  • Certification or licensing outcomes
  • Employment or career advancement

Success depends on many factors including individual study habits, prior knowledge, and test-taking skills.

9.2 Disclaimer of Warranties

TO THE FULLEST EXTENT PERMITTED BY LAW:

  • OUR WEBSITE AND PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE”
  • WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE
  • WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
  • WE DO NOT WARRANT THE ACCURACY OR COMPLETENESS OF CONTENT

9.3 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

  • 424DIGITAL SOLUTIONS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT(S) IN QUESTION
  • WE ARE NOT LIABLE FOR DAMAGES RESULTING FROM WEBSITE USE, PRODUCT USE, OR INABILITY TO ACHIEVE DESIRED RESULTS

10. Indemnification

You agree to indemnify, defend, and hold harmless 424Digital Solutions LLC, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your violation of these Terms
  • Your use of the website or products
  • Your violation of any rights of another person or entity
  • Any content you submit to the website
  • Your distribution or sharing of purchased materials

11. Third-Party Services

11.1 Platform Provider

Our website is hosted on WooCommerce. Your use of the website may also be subject to WordPress’s and WooCommerce’s Terms of Service and Privacy Policy.

11.2 Third-Party Links

Our website may contain links to third-party websites. We are not responsible for:

  • The content of third-party websites
  • The privacy practices of third-party websites
  • Products or services offered by third parties

Your use of third-party websites is at your own risk.

12. Dispute Resolution

12.1 Informal Resolution

If you have any dispute with us, please contact us first at contact@codyworldwide.org to attempt to resolve the matter informally.

12.2 Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Montana, United States, without regard to conflict of law provisions.

12.3 Jurisdiction

Any legal action or proceeding relating to these Terms shall be brought exclusively in the courts of Montana, United States, and you consent to the jurisdiction of such courts.

13. Termination

13.1 Our Right to Terminate

We reserve the right to:

  • Suspend or terminate your access to the website at any time
  • Refuse service to anyone for any reason
  • Remove or disable any content at our discretion
  • Take appropriate legal action for violations of these Terms

13.2 Effect of Termination

Upon termination:

  • Your right to use the website and access materials ceases immediately
  • We may delete your account and content
  • Provisions that by their nature should survive termination will survive

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and 424Digital Solutions LLC.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

14.4 Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control.

15. Contact Us

If you have any questions about these Terms of Service, please contact us:

424Digital Solutions LLC
Trading as: Cody
1001 South Main Street Ste 500
Kalispell, MT 59901
United States

  • Website: codyworldwide.org
  • Email: contact@codyworldwide.org
  • Phone: +1 (541) 665-8293
  • Hours: Monday – Friday, 9:00 AM – 5:00 PM EST (GMT-5)

Thank you for choosing Cody.

Last Updated: January 3, 2026